Intent

To build financial literacy, creativity and entrepreneurial thinking from an early age.

Implementation

Young Enterprise Projects (EY–KS2)

Children regularly design, make and sell items such as:

• Hedgehog desk tidies
• Planters
• Sweets & biscuits
• Stationery
• Jewellery
• Simple clothing items

They learn:

• Budgeting
• Costing
• Profit/loss
• Marketing
• Sustainability

HSBC Financial Education Programme

We also partner with HSBC, who offer free Smart Money Sessions taught by trained staff. These cover budgeting, money management, fraud awareness and savings.

Impact

Children develop financial capability, enterprise skills and ethical awareness well beyond typical primary expectations.

Impact includes:

• Understanding core money concepts: budgeting, saving, cost calculations, profit, value for money, and ethical consumerism.
• Application of financial knowledge, not just theoretical learning — pupils design, create, price and market real products.
• Entrepreneurial confidence, shown through children initiating their own stalls, marketing strategies and product ranges.
• Real financial literacy, supported by HSBC Smart Money sessions, which provide expert-led workshops on money management, fraud awareness and practical budgeting.
• Improved teamwork and communication, as groups collaborate to manage production, sales and finances.
• Community engagement, as pupils sell products at school events and articulate the purpose behind their enterprise.
• Resilience, learning from mistakes when products don’t initially sell or need redesigning.

By Year 6, children can talk confidently about how money works, how to spend and save wisely, and how to use enterprise to make a positive difference.